Life Insurance

The Purpose of a Life Insurance Policy

Life Insurance requires common sense decision making. One should never lose sight of the real purpose of life insurance; that of providing for the financial needs of one’s family or business as the result of the death of the person who provides financial security. Financial needs such as paying off a home or business mortgage, funding college educations, planning for the tax burden of a non-liquid estate are all strong reasons for the purchase of life insurance.

There are some who will view life insurance as a means of saving for the future. That’s not always the wisest use of a life insurance product. Investing for the future may be better accomplished by opening an investment account, rather than giving your money to an insurance company.

The key to spending your budgeted money wisely is discussing and identifying your most important goals. Here at Coste, we are ready to help you do that.

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